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UA Fort Smith > Admissions > Financial Aid

Stafford Unsub Loans

Unsubsidized Loans

These loans are available to all students, regardless of income level. Interest accrues from the date the loan is disbursed. Once the loan enters repayment, the interest is capitalized. However, this can be avoided by a student making regular interest payments while enrolled in school.

Unsubsidized Annual Stafford Loan Limits
(Includes any Subsidized funds)
Freshman $3500
Sophomore $4500
Junior/Senior $5500
Additional Unsubsidized Amounts
(For Independent students, and those whose
parents are denied Parent PLUS Loans)
Freshman $4000
Sophomore $4000
Junior/Senior $5000

Back to the Loan homepage

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