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UA Fort Smith > Admissions > Financial Aid

Stafford Sub Loans

Subsidized Loans

Subsidized loans are awarded to students with a demonstrated need according to Federal guidelines. The interest on Subsidized loans is paid by the government while the student is enrolled in at least six credit hours and while the student is in the six-month "grace period" before repayment begins after either graduating or falling below six credit hours.

Annual Subsidized Loan Limits
Freshman $3500
Sophomore $4500
Junior/Senior $5500

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